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One way to embrace your future and ensure that you make the most of it is by planning for your future. You can’t just assume that things will happen on their own accord, it is your result oriented planning that commits God to direct you to your expected end. That is what enables you set your priorities; programming the things to be done now, those to be left till next week, and those for next month, for a phase to phase achievement of your goal. Don’t let life take you on aware! Plan determine what must be done at every point so that you can get to the next point, because there are somethings that must happen to make room for others. With this approach, you will be surprised how things will to turn out by the end of the year. It takes wise planning to be effective and productive in your endeavours because planning eliminates sweat and struggles. These steps will help you in the process of planning: Count the Cost! When you sit down, it’s not to bu...

Have you ever wondered why things are not what they should be concerning you? Why your heart has never had rest? Why you don’t seem to have had genuine peace? It is all because that part of God in you, that part that really matters, is not yet at home with the maker and owner! The bible says in Gen 2:7, “And the lord God formed man out of the dust of the ground, and breathed into his nostrils the breath of life and man became a living soul”. Until that part that makes you a living soul returns home, you cannot be said to be living. In 1John 5:12, the bible says “he that hath the son has life, and he is Jesus Christ, and of himself he says in John 14:6. I am the way, the truth and the life; no man cometh to the father but by me”. So return today, receive and have the son, and your life will have a meaning. Maybe you already know the story of the prodigal son or you have heard about it before, in Luke 15:11-32, the young man strayed away from home and wasted his life i...

I am fascinated by the way lions hunt. I ’ ve read that it ’ s the lionesses that actually do the “ lion ’ s share ” of the work. The males are obviously incredibly intimidating, with their manes and their ferocious roars, but it ’ s the chicks you really have to watch out for. The fact that lionesses do not have a big, recognizable mane actually helps them sneak up on whatever they are hunting. They lie in wait, hidden in the tall grass, motionless like statues. I listened to a sermon by Pastor Brian Houston in which he said that the males do play an important, albeit small, role. While the females stalk their prey from behind, the king of the jungle will come from the front and let loose one of those roars that gives him his spot at the top of the food chain. This sound is so powerful it can be heard for up to five miles away. Hearing that terrifying noise causes the gazelle or antelope to run as far as they can away from whatever made that sound. What they don ...

“Examine yourselves, whether ye be in the faith; prove your own selves. Know ye not your own selves, how that Jesus Christ is in you, except ye be reprobates” - 1 Corinthians 13:5)? Have you ever sat down to think about what people think about you? or how they think about your work, i.e. If its satisfactory or not? here is what little Tom did.  Little Tom who got regular pay for cutting the lawn of an elderly woman decided one day to prove whether he was satisfying his employer.  He went to a shop to phone the elderly woman, requesting to come and take care of her lawn. The woman replied that she already had an expert handling the job.  He insisted that he would do it free for her to show that he was better at such jobs, but the woman reaffirmed that she was very satisfied with her present service provider and had no need to try another.  Tom smiled at the other end having proved that his job was satisfactory. That was a self-appraisal by Tom....

Sometimes, we tend to gossip without understanding the implications, while some of us just think its to have a story to tell. have you ever wonder what your gossip do to the person you are gossiping about? When you are tempted to gossip, Please Ask yourself these 8 Questions:   1. Is my Speech Seasoned with Salt?  We must be very careful and intentional about the words we say, and not just speak carelessly. Ask Yourself: Will my words taste wholesome to whoever hears my words, whether now or later? Colossians 4:6, ESV Let your speech always be gracious, seasoned with salt, so that you may know how you ought to answer each person. Matthew 12:36, ESV I tell you, on the day of judgment people will give account for every careless word they speak.   2. Is my Speech Kind?  Are my words sweet to the soul of who I’m talking to, and who I’m talking about? Proverbs 16:24, NLT Kind words are like honey – sweet to the soul and healthy for the body.  3....

Women are the sexiest people on the planet and they are sexy in all kinds of ways. In fact, every woman is sexy in her own way, every woman defines sexiness in her own way and every woman exhibits sexiness in her own way. There are quite a few things women do that are unintentionally sexy, though. These makes guys go crazy. That's how sexy they are – they're sexy without even trying, without even knowing that they are sexy. Here are some ways they turn up sexy even without knowing:  1.) Loving their body : Because men love what they see, it's fascinating to them to see a woman who just loves the way she is and is super confident about her body. As a woman, love your curves, your sharp angles and your soft edges. Also, love your scars, your stretch marks, your best features, and your problem areas. These only make you a confident beautiful woman.  2.) Having a sense of humor : There is nothing sexier than bringing laughter into someone's sad day, week or even ...

Can a person actually die during sex? the answer to this is a YES. According to several studies conducted by leading doctors, medical and experts deaths during consensual sex account for approximately 0.6% of all sudden deaths. These are 4 ways we never thought about this can happen: 1. Cardiac Arrest A study conducted by a leading American medical journal has revealed that each additional hour of sexual activity per week resulted in an increased risk of 2-3 myocardial infarctions (heart attacks) and one sudden cardiac death per 10,000 person. 2. Haemorrhage Experts say that indulging in sexual intercourse can trigger a subarachnoid haemorrhage i.e. is bleeding into the subarachnoid space—the area between the arachnoid membrane and the pia mater surrounding the brain via the Valsalva maneuver. The Valsalva maneuver is performed by moderately forceful attempted exhalation against a closed airway, usually done by closing one's mouth, pinching one's nose shut ...

The bible said that in the beginning God created man and having seen that all he did was fine he made man to sleep and removed one of his ribs to create a woman. From this view point we can deduce that God created a woman to be by the side of the man not above neither to be under him. After creation man was lonely and needed a help therefore the need for a woman. If a woman was created to help a man we can also theorise that a woman is stronger than a man in some aspects. Suffice it to say that no one seeks help from a weaker being. Where and how is a woman stronger than a man, since man is physically stronger than the woman? The answer is in the indispensability of the woman. The tale that follows will help us reach a decision.   Who is a woman??? I think one of the unfortunate traits of human nature is that we feel a need to categorize people and this is evident in how we categorize women. We limit them and we say that she is, “that kind of woman,” and that kind of wo...

My wife, everyone has gone home. The music is quiet, the celebration is over. Our wedding was beautiful but it is now in the past.  We have finished the wedding/marriage, it is now time to build our marriage. All that is left now is the two of us…  What we will become tomorrow, starts from tonight. Our life is no longer the same. There was a day you put on one red dress…  You looked so beautiful in it. That Day I wanted to just touch you! We were in the Cinema and I was so tempted.  I wanted to just take you inside the toilet and kiss you but I couldn’t. Guess what? Now I have you forever, I can do that everyday. Before I take off your cloth and make love to you… let me tell you few things.  I have nothing to hide from you from this day. My phone, you can use it like your own.  You can access my Facebook, my twitter and my Instagram From today, I have become a child.  For the past five years of my life, I have been a man...

The main motive of insurance is cooperation. Insurance is defined as the equitable transfer of risk of loss from one entity to another, in exchange for a premium. 1. Nature of contract : Nature of contract is a fundamental principle of insurance contract. An insurance contract comes into existence when one party makes an offer or proposal of a contract and the other party accepts the proposal. A contract should be simple to be a valid contract. The person entering into a contract should enter with his free consent. 2. Principal of utmost good faith : Under this insurance contract both the parties should have faith over each other. As a client it is the duty of the insured to disclose all the facts to the insurance company. Any fraud or misrepresentation of facts can result into cancellation of the contract. 3. Principle of Insurable interest : Under this principle of insurance, the insured must have interest in the subject matter of the insurance. Absence of insurance...

Human beings, his family and properties are always exposed to different kinds of risks. Risk involve the losses. Insurance is a tool which reduces the cost of loss or effect of loss caused by variety of risk. It accumulates funds to meet individual losses. It is not device to prevent unwanted event of happening or cause of loss but protects them against that loss by compensating which as lost. The role and importance of insurance are discussed as follows: 1. Insurance provides security Insurance provides safety and security against the loss on a particular event. Life insurance provides security against death and old age sufferings. Fire insurance protects against loss due to fire while Marine insurance provides protection and safety against loss of ship and cargo. For personal accident and sickness insurance financial protection is given when the individual is unable to earn. In other insurance too, this security is provided against the loss at a given contingency....

Prior to becoming self-employed, there are a number of factors that need to be considered and clarified, including social security, insurance coverage and retirement provisions. Being well-informed will help you implement the steps and measures required for your social and professional security. In principle, insurances can be divided into three main categories: personal, property and asset insurances. It is difficult to make a general statement about coverage needs of new or potential entrepreneurs as these needs largely depends on the type of business and the individual risk situation. We recommend that you consult an insurance expert and request offers from various providers. Some general information concerning the different types of insurance is provided in the following. Overview of contents Personal insurances Property insurances Buildings insurance (fire) Property insurance (chattels) Technical insurances Transport ins...